I am ignited. Thanks to two people whom specially take time out, come all the way where it is hard for me to say no so that they can wheddled me out despite my excuses. They gave me the spark through their amusing and exasperating advice.

People have been really kind to me. They come by my desk checking if I am doing all right. I am really appreciative.

Thank you my friends..

Spot call put expiry maturity options swaps.. I need to memorise them by hard. Derivatives was my weakest module during my poly days and I narrowly escaped flunking it. I still remember the lecturer, Mr Chong Chin Siong, though coz he was our favourite lecturer. Time flies, that was ten years ago and I seem to be back to sqaure one trying hard to recall what I learnt back in school. 加油加油加油！

I’m exhausted and feel like giving up. That’s why I have been procrastinating about doing this for years. And there is never so bad a timing as now. I need to steepen my learning curve..

I’ve been taking carpool to work for the last two weeks. I love it!

I used to take SMRT express bus to work every morning paying S$3.60 per trip. I would need to be at the bus stop before 7.55am to wait for that one single bus service. Missing it means standing all the way by bus and train or in the comfy bomb-costing cab. The last cab fare I paid for going to work in the morning was S$42! Regardless of the modes, (even if I managed to catch that bus) I will be late as I will reach office at around 8.50am. My boss has been very anal about us being in by 8.30am since the start of the year. The only way was to get out of my house at 7.25am and go by train. But I hate morning peak public transport, all the pushing and squeezing drives me nuts. Otherwise if its not the pushing and squeezing, the express bus aircon will freeze me to death though I get to sit down and snooze.

During a CNY gathering with some colleagues, I was lamenting about getting to work everyday and a colleague said there are a private school bus that gets to Shenton Way earlier. So I went to google it but instead of that, I found something better – carpool!

Now, I get on the car at 7.20am and reach office at 8.10am. Along the way, I listen to nice music, enjoy the comfortable aircon temperature and snooze all the way to work. I was late for a couple of minutes once but I know I won’t missed it. All for only S$4!